The current economic climate has certainly brought many bad consequences with it, but one perhaps less obvious effect is the glut of rip-off merchants getting on the iva-glossary/debt” class=”kblinker” title=”More about debt »”>debt help bandwagon. I suppose it was inevitable that some people would see the financial problems of people as an opportunity make a quick buck, but it is still disheartening. The good news is that these people are the exception and their irresponsible practices should not be taken to mean that the process of debt settlement (or
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