Are you in debt? An IVA ( Individual Voluntary Arrangement ) might be just what you need to solve your financial problems.

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Are you in debt? An IVA (Individual Voluntary Arrangement) might …

In just one day, 362 people in the UK will be declared insolvent or bankrupt. KPMG estimate this will increase to 411 people a day throughout 2009 or 1 person becoming bankrupt or entering into an Individual Voluntary Arrangement (IVA) every 3.5 minutes.Frightening statistics. And if you don’t believe the recession is as bad as [...]

The short answer to this question, an issue that causes many people a great deal of stress and anxiety is “no” – it’s extremely unlikely.

Posted July 21, 2009 by Dave Emory, in Category: For The Record| Audio OptionsLISTEN NOWMP3For several years, For The Record has presented information about efforts to break up larger countries by empowering the independence/secessionist aspirations of various regional and ethnic groups within those states. Included in this analysis is the efforts on the part of [...]

The Political Economy of Social Justice Dr.R.Murali Head, Department of Philosophy & Centre for Philosophical Research The Madura College (Autonomous), Madurai -625011. “Never doubt that a small group of thoughtful, committed citizens can change the world. Indeed, it is the only thing that ever has.”- Margaret Mead I Social justice refers to conceptions of justice [...]

In the May 2009 edition of SuperGuide, I promised you a list of what I believed to be the top ten problems with Australia’s super system. My motivation for promising this list was the federal government’s announcement of yet another review (details at bottom of this article) relating to the superannuation system, and the appointment [...]

A Weight Off Your Shoulders This article discusses the importance of an IVA also known as an Individual Voluntary Agreement, as a solution to come out of heavy financial debt. An Individual Voluntary Arrangement, known as an IVA, is an agreement made between a debtor and his or her creditors to repay a percentage of [...]