Usually an adverse credit score results due to County Court Judgements, mortgage arrears, bankruptcy, Individual Voluntary Arrangement or defaults on loan repayment. This kind of situation leads to a bad credit score. …
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Many individuals who have taken out an individual voluntary arrangement (IVA) to reduce their debt have been unable to stick to the repayments and now have a lapsed plan that threatens to tip their finances over the edge. …
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IVA Questions and Answers