In this case, another debt solution such as an IVA ( Individual Voluntary Arrangement ) or debt management plan could be more suitable. For more information on debt consolidation and a range of other debt solutions, click here or call …
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Is debt consolidation a good idea?

An Individual Voluntary Arrangement or IVA is a formal agreement between the debtor and the County Court made to avoid a petition for bankruptcy. You can either set an amount to pay your creditors monthly and dutifully or pay them in …
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An Individual Voluntary Arrangement or IVA is a formal agreement between the debtor and the County Court made to avoid a petition for bankruptcy. You can either set an amount to pay your creditors monthly and dutifully or pay them in …
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ADMINISTRATIVE LAW  Describe the Administrative Code of 1987. Held:  The Code is a general law and “incorporates in a unified document the major structural, functional and procedural principles of governance (Third Whereas Clause, Administrative Code of 1987) and “embodies changes in administrative structures and procedures designed to serve the people.” (Fourth Whereas Clause, Administrative Code of 1987)  [...]

I spent the better part of two decades living in Massachusetts, so when I saw several people linking to a Fox News report (this should be an alarm button right there) that Massachusetts had instituted forcible vaccinations, would be kidnapping people and instituting a “medical police state”, etc… I figured I ought to at least [...]

Despite last year’s near-miss of a Money Market Fund catastrophe, the SEC’s current Money Market Reform proposal asks for only modest reforms that fail to address the key issues of this $3.8 trillion financial intermediary; indeed, that may well aggravate systemic risk.   First, the proposal does not appreciate that there are really two separate MMF [...]

Tips – voluntary but expected payments for services rendered. Also inaccurately called gratuities. Inaccurate in the sense that they aren’t considered gratuities in the usual sense for tax purposes. Even the IRS confuses this on occasion.  True gratuities are not considered taxable income (subject to limits) in any other area other than in the “tipped [...]

In these times of increasing economic difficulties, more and more people are finding that they have bitten off more than they can chew, and they really need to reassess the right way to manage their debts. People often jump into an option that they’ve heard about – IVA (Individual Voluntary Arrangement) or consolidation loan for [...]