Ends after one year, but you are likely to lose all your assets including your house to pay something to the creditors; Individual voluntary arrangement (IVA): A deal between you and your creditors, overseen by an insolvency …
More here: Personal insolvency rises by 28%
The most appealing is an IVA or individual voluntary arrangement , in this over a five year period a person can become debt free, get up to 75% of their debt written off, without risk to their house or assets. …
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