An Individual Voluntary Arrangement (IVA) is a more structured solution that becomes binding on your creditors. This approach has many benefits to offer. Creditors in an IVA will significantly reduce the total amount you owe and …
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I receive many calls and emails from people who are struggling to service their unsecured

Most people are now familiar with the term IVA ( Individual Voluntary Arrangement ), for those that are not, it is a legal agreement between you and your creditors in England ONLY, and is a form of Insolvency that allows you to pay back …
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Many people will begin looking at the New Year soon and will be thinking about how to make changes in their lives.
That is what we do each New Year.

Source: <a target=”_blank” href=”http://myvesta.org.uk/articles/articles/4339/1/Let039s-Get-This-Debt-Sorted/Page1.html” title=”Let's Get This

Here you can find answers to the most frequently asked questions we receive: IVA: Will I lose my house? Under an IVA you cannot be forced to sell your property and therefore your home will not be at risk. Will interest on my debts be frozen? Yes, an IVA freezes all interest and stops charges [...]

If you are facing financial issues and struggling to meet payments on unsecured

Scraping by? Making

Now an IVA/ Individual Voluntary Arrangement is another tool to do this by, but for people with debts that exceed 15K. The people I am speaking with have debts of less than 15K and some have properties with a substantial amount of equity …
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Debt Management Plans | Options With Debts