Many times I am approached by clients who only have one (1)

I have written about warning signs people experience that may show they are headed for a financial fall, but what I read recently is a huge sign: using

I receive many calls and emails from people who are struggling to service their unsecured

Since the weather is what is dominating the news lately, that and the coup the Labour Party attempted, I thought of the two, the snow and weather were far more interesting.
In the area where I live the snow and ice was so bad all public transport, short of the trains, stopped!

Source: Snow

As I write this today I am at home, working, watching the snow and avoiding the roadways.
Why you may ask, but as many of you already know, it is a bit treacherous out there driving as we have had freezing temperatures, ice and now snow and I can see from mine the queues on the [...]

We all are a bit materialistic to some extent and like to surround ourselves with the trappings that we are told we all need and want.
Told by the shops, adverts, etc, that we need such and such item or we see everyone else has this and we want it as well.

Source: The Real Cost

Last year the Government reduced the VAT from 17.5% to 15% to induce shoppers to buy and spend more.
Source: VAT

To all of those that may regularly read the comments, articles, blogs and nonsense that gets posted here over the year(s):
Have a very happy, festive, holiday time of year.
Best wishes to all, good health and great happiness.
Cheers!

Source: Holiday Wishes